WASHINGTON, D.C. — This Presidential disaster declaration allows the United States Department of Agriculture Farm Service Agency to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs, including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.
1. Triggering Presidential Designation M4860:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: October 24, 2025
Primary Counties Eligible:
- Kentucky: Breathitt, Clay, Harlan, Knott, Lee, Letcher, Martin, Owsley, Perry, Pike
Contiguous Counties Also Eligible:
- Kentucky: Bell, Estill, Floyd, Jackson, Johnson, Knox, Laurel, Lawrence, Leslie, Magoffin, Powell, Wolfe
- Virginia: Buchanan, Dickenson, Lee, Wise
- West Virginia: Mingo, Wayne
2. Triggering Presidential Designation M4860, Amendment 1:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: October 27, 2025
Primary Counties Eligible:
- Kentucky: Floyd
Contiguous Counties Also Eligible:
- Kentucky: Johnson, Knott, Magoffin, Martin, Pike
3. Triggering Presidential Designation M4860, Amendment 2:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: November 03, 2025
Primary Counties Eligible:
Kentucky: Estill, Johnson, Simpson
Contiguous Counties Also Eligible:
Kentucky: Allen, Clark, Floyd, Jackson, Lawrence, Lee, Logan, Madison, Magoffin, Martin, Morgan, Powell, Warren
4. Triggering Presidential Designation M4860, Amendment 3:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: November 04, 2025
Primary Counties Eligible:
Kentucky: Ballard, Barren, Butler, Green, Hart, Marshall, Metcalfe, Rockcastle, Spencer, Wayne
Contiguous Counties Also Eligible:
- Illinois: Alexander, Pulaski
- Kentucky: Adair, Allen, Anderson, Bullitt, Calloway, Carlisle, Clinton, Cumberland, Edmonson, Garrard, Graves, Grayson, Hardin, Jackson, Jefferson, Larue, Laurel, Lincoln, Livingston, Logan, Lyon, McCracken, McCreary, Madison, Monroe, Muhlenberg, Nelson, Ohio, Pulaski, Russell, Shelby, Taylor, Trigg, Warren
- Missouri: Mississippi
- Tennessee: Pickett, Scott
5. Triggering Presidential Designation M4860, Amendment 4:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: November 10, 2025
Primary Counties Eligible:
- Kentucky: Allen, Boyd, Caldwell, Carlisle, Crittenden, Hickman, Monroe, Muhlenberg, Ohio
Contiguous Counties Also Eligible:
- Illinois: Hardin
- Kentucky: Ballard, Barren, Breckinridge, Butler, Carter, Christian, Cumberland, Daviess, Fulton, Graves, Grayson, Greenup, Hancock, Hopkins, Lawrence, Livingston, Logan, Lyon, McCracken, McLean, Metcalfe, Simpson, Todd, Trigg, Union, Warren, Webster
- Missouri: Mississippi
- Tennessee: Clay, Macon, Obion, Sumner, Weakley
- West Virginia: Wayne
6. Triggering Presidential Designation M4860, Amendment 5:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: November 10, 2025
Primary Counties Eligible:
- Kentucky: Adair, Bell, Cumberland, Elliott, Hancock, Knox, Livingston, McLean, Morgan, Union
Contiguous Counties Also Eligible:
- Illinois: Gallatin, Hardin, Massac, Pope
- Indiana: Perry, Posey, Spender
- Kentucky: Breckinridge, Carter, Casey, Clay, Clinton, Crittenden, Daviess, Green, Harlan, Henderson, Hopkins, Johnson, Laurel, Lawrence, Leslie, Lyon, McCracken, Magoffin, Marshall, Menifee, Metcalfe, Monroe, Muhlenberg, Ohio, Rowan, Russell, Taylor, Webster, Whitley, Wolfe
- Tennessee: Claiborne, Clay
- Virginia: Lee
7. Triggering Presidential Designation M4860, Amendment 6:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: November 14, 2025
Primary Counties Eligible:
- Kentucky: Breckinridge, Edmonson, Franklin, Greenup, Henderson, Henry, Jackson, Lawrence, Leslie, Menifee, Nicholas, Powell, Pulaski, Robertson, Whitley, Wolfe, Woodford,
Contiguous Counties Also Eligible:
- Indiana: Perry, Posey, Vanderburgh, Warrick
- Kentucky: Anderson, Barren, Bath, Bell, Bourbon, Boyd, Bracken, Breathitt, Butler, Carroll, Carter, Casey, Clark, Clay, Daviess, Elliott, Estill, Fayette, Fleming, Grayson, Hancock, Hardin, Harlan, Harrison, Hart, Jessamine, Knox, Laurel, Lee, Lewis, Lincoln, McCreary, McLean, Madison, Magoffin, Martin, Mason, Meade, Mercer, Montgomery, Morgan, Ohio, Oldham, Oldham, Owen, Owsley, Perry, Rockcastle, Rowan, Russell, Scott, Shelby, Trimble, Union, Warren, Wayne, Webster
- Ohio: Lawrence, Scioto
- Tennessee: Campbell, Claiborne
- West Virginia: Wayne
8. Triggering Presidential Designation M4860, Amendment 7: This amendment closes the incident period effective March 7, 2025. Incident Period: 02/14/2025 through 03/07/2025 (changed from February 14, 2025 and continuing.)
9. Triggering Presidential Designation M4860, Amendment 8:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: December 01, 2025
Primary Counties Eligible:
- Kentucky: Bullitt, Hopkins, Jefferson, Lewis, Magoffin, Russell, Trigg
Contiguous Counties Also Eligible:
- Indiana: Clark, Floyd, Harrison
- Kentucky: Adair, Breathitt, Caldwell, Calloway, Carter, Casey, Christian, Clinton, Cumberland, Fleming, Floyd, Greenup, Hardin, Johnson, Knott, Lyon, McLean, Marshall, Mason, Morgan, Muhlenberg, Nelson, Oldham, Pulaski, Rowan, Shelby, Spencer, Wayne, Webster, Wolfe
- Ohio: Adams, Scioto
- Tennessee: Stewart
10. Triggering Presidential Designation M4860, Amendment 9:
Impacted Area: Kentucky
Triggering Disaster: Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
Application Deadline: December 09, 2025
Primary Counties Eligible:
- Kentucky: Laurel, McCreary
Contiguous Counties Also Eligible:
- Kentucky: Clay, Jackson, Knox, Pulaski, Rockcastle, Wayne, Whitley
- Tennessee: Campbell, Scott
More Resources
On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.
FEMA offers different assistance programs for individual citizens, public groups, including government agencies and private nonprofit organizations. To find the FEMA help you need following a disaster event, visit fema.gov/assistance.
